Category Archives: Business Articles

Business Articles

Ultimate Guide for Regulation D 506(b)(c) Funds

Buckle Up this is gonna be a fast course in how and what you can do superficially when raising money as a new Fund and some basic level rules. You are not gonna want to miss this.

Investment Funds Regulations SEC Regulation D

The one thing you must know about a Regulation D filing is you as a Investment Fund Manager can Fundraise “UNLIMITED” amounts of money.

It’s likely most Business Entrepreneurs won’t understand the difference between a Regulation A vs. Regulation D? Well to put things into basic perspective Cardone Capital is a Real Estate Fund that is Regulation A, and he has a Fund that is a Reg D 506(C). Typically Regulation A Funds are generally geared to Crowdfunding. Meaning you can advertise, do all the online marketing to attract non accredited and other qualified investors to your fund.

Did you catch my latest article “How to stay safe when Entrepreneurs when Investors Invest?“

Back to Reg D Funds.

But unlike Reg D funds? Reg A funds need to have all the legal documents Paperwork and more set up and prepared before opening the fund to investors.

Public Companies have quarterly and yearly statements, yearly audits, and lots of transparency because the SEC requires a level of public scrutinization that Reg D 506(b) and Reg D 506(c) funds do not.

SEC Regulation D 506(B) Investment Fund

Here are some basics that need to be accounted for, under Regulation D 506(b)? This allows a new Fund to accept investments from an unlimited number of Accredited Investors and 35 non-accredited investors. (SIDE NOTE) Say you are going to accept investments from non-accredited investors this will be a ton of additional work. If you remember from other sections? A person who meets SEC guidelines of Accredited investor has a net worth of 1 million dollars or make at lease 250,000 a year income. If you accept Non Accredited Investors there is more disclosures. Most of the SEC guidelines and Federal Laws are written to protect the little guy who does not make over 250,000 a year and is not Financially Sophisticated enough to negotiate risk averse actions of Investments. So the Securities and Exchange Commission does require Investment Fund Manager and Professionals to know who your Investors are.

Usually its generally accepted by Financial Investment Fund Managers and Entrepreneurs that not accepting non accredited investors to invest in your new fund is easier for the new Fund Managers who are building their first fund. If you do accept non accredited investors? There will be more paperwork, statements, and you must over disclose to make sure the Non Accredited investor understand what they are getting themselves into.

Details of a Reg D 506(b)

If you are fundraising for a Regulation D 506(b) Fund? The accredited Investor must self verify themselves by checking a box on the forms provided. Declaring they are indeed a Accredited Investor. However for a Reg D 506(c) fund? The Fund accredited investor must provide a letter from a Financial Advisor, Accountant or Attorney, or some sort of proof they are indeed an Accredited Investor. But on a Reg D 506(b) they only need to “self verify” they are indeed a accredited investor. But what if they fudge or lie on the form? Yes they absolutely could. But you should be covered. The investor has verified they are sophisticated enough and understand the rules of investing in your 506(b) fund.

So how does a Reg D 506(b) Fund manager acquire investors? Well it’s important first to share that if you do in fact begin fundraising money for a 506(b) Investment Fund? According to SEC Guidelines and Mandates you are “NOT” allowed to mass advertise to attract and acquire clients. This is why you never see the Top firms in Private Equity publicly advertising for business.

This is important to point out. There is a difference for a Regulation D 506(c) Investment Fund? You can Advertise for a Regulation D 506(c) Investment Fund to Attract Accredited Investors ONLY.

RAISING CAPITAL FOR BOTH REG D 506(B) and 506(C) FUNDS

  • You will need to File your FORM D with the SEC. (15days after receiving a Check from a Investor)
  • Your Form D should be filled by your Securities Attorney – NO EXCEPTIONS
  • You are allowed to Raise Unlimited amounts of Funds for both Red D – 506 Funds
  • You must follow and file with the State as well
  • 506(C) Funds Managers need to Verify the Investor is an Accredited Investor by w2 or Tax docs.
  • 506(C) Funds Managers are allowed under SEC Guidelines to Mass Advertise
  • 506(B) Funds are not allowed to advertise. Your only allowed word of mouth referrals. And allowed to accept individuals who are personally already known to you. No Exceptions.

SEC Government Website Form D Link (CLICK)

Kansas Insurance Agency Forms for Investment Funds and Professionals (CLICK HERE)

However for Reg D 506(B) and 506(c) Investment Funds Fund managers are required by SEC guidelines to only pitch investment fund opportunities to individuals they already have met. So the next time your at the country club and a Dentist begins chatting me up as a Entrepreneur and learns I am starting a Fund? I am not allowed to pitch the Dentist this first time meeting. The rules are strict. But that is how this world works.

Regulation A Investment Funds

This article is not about SEC Regulation A Investment Funds. However I would like to expand just a bit more on this interesting topic. One of the downsides of REG A Funds is you must have them Filed and prepared before going out into the market to raise funds for this type of Fund. This includes your Attorneys and your all the accounting prep and much more. And honestly if your a Entrepreneur that can be simply out of reach. Plus the transparency is much more strict. Meaning you will need to have reports publicly published every quarter or more to Investors and the Public.

With Reg A Investment Funds you are allowed to Advertise on a Mass Scale to attract Investment Capital LP’s. This is good for the person who does not make 250,000 a year and for those who are not sophisticated enough to leverage having nearly no experience with risk in Investing. The SEC does want to protect Grandma or John who do not have a net worth over 1 million dollars.

In closing? I would love to take the time to share a Big and warm Thank you to my buddies in Utah for always hooking me up and putting me on the right path. And to the rest of you? I genuinely hope you leave with a better understanding and some guidance about SEC Reg D 506(B) and Reg D 506(C) Investment funds.

Keep checking back soon enough I am learning just a ton on my journey and I hope to share a small piece with others out there who would love to know more. If you are a Executive who wants to take the next step of starting a fund and learn how I have been so successful making headway in Financial Circles? And want to know how you can fundraise easily and smoothly? Please Email me below for a few hours of One on One Coaching. Click the Button.

Contact For Zoom Coaching

Godspeed to you all! And I will catch you later.

JS

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Business Articles

Negotiating Hustle & Common Sense in Business

One of the most fundamental skills that can not be taught is having Street Smarts and basic common sense. You either have it? Or you don’t. When things don’t go your way, and often they don’t? You must get fired up. And go after your goal. Whatever it takes. Sometimes I get so stressed about my mission not proceeding fast enough I become flustered and begin drifting into territory that feels extremely unnatural. But my common sense comes back to me after I decompress. So let’s get on with today’s lesson. “Never ever allow anyone the satisfaction to impose their will upon you, or never allow them to push you around!”

No NO! If your like me as a Entrepreneur you end up having to do a lot of out reach and contacting people you do not know. And here is a common theme. Crickets.

You don’t hear back nor do they give you any courtesy of returning your message or phone call. What can you do if this happens to you? Well there is a lot you can do. But for todays lesson is about hustling the streets and having common sense. So let’s get on with what todays lesson is all about. Common sense! Here is what you should do that is basically obvious. And weirdly many people surrender and choose not to do this.

Some people have called or labeled me ” mildly and strategically Crazy.” But in all honesty? You have to be if your a successful Entrepreneur. I literally will jump on a Airplane or Hit the Streets of New York City and track down the Influential Business People that I need to get in front of. Look! People are busy or just Distracted. It pays to go show up on their doorstep and say….”Hey! I found ya!” Look I hope it wasn’t a ridiculous idea to come ask you this?”

New York City Hustle | Hitting the Streets

You probably want a story of how I secretly can make everyone who is influential give me attention if the ignore me? Right? Ok. Here is a Tip! Go Knock On Their Door. Ok that may only work for a handful of you. But if you do not have big brass Kohonas? Your probably not cut out to be a Entrepreneur. Sorry. Not Sorry.

Honestly “YES! I do have other options for problems like this. But if you want access to tips like that? You have to schedule an hour coaching time with me and then we work on that problem together. Minimum of 2 hours up front. And if your thinking about my street smarts and common sense? Absolutely”I have other ways. But that won’t be revealed here. Please email me for Coaching. Go ask people who know me if I am worth the cash? I bet they will shock you.

Business Salesmen and Entrepreneurs

If your a Entrepreneur like myself? You only got three options when deciphering or understanding people’s behaviors in business.

If someone say’s No Thank you. That does not mean you get to be a entitled jerk back to them. Be confident and hopeful with your attitude. Be pleasant. But be persistent. I do understand most people do feel uncomfortable when forced to the bargaining table. But its your job to make sure they are comfortable. To the jerks who want you uncomfortable? Make sure they don’t see you sweat.

If you are forced to the Bargaing table. Know you can walk away. You don’t have to agree to anything. I have to make this very clear to all of you’s.


You Have To Be Able To SAY…”NO!” and learn to negotiate.


Never allow anyone to push their will or position on to you! Mark Cuban has given me personal guidance on many occasions and reminded me people are sometimes Jerks. And sometimes they are testing to see if your weak. Try not to take It personally. Stay off Social Media!! Its rigged. Pay someone to promote you. You have better things to do anyways.

If you can not say “No” to people? You will be enslaved or end up doing something you do not want to do. It’s that simple. So the next time someone push’s their opinion or will onto you? You can let them be tyrannical and agree to do whatever they ask. B. You can shut up and be misarable. C. You can let them think they are getting their way. And walk away. Or D. You can negotiate!

Either way you do only have one choice. “What’s best for you.”

Enjoy and I hope you learned something here. It’s not much for today. But at least it’s something.

JS

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Business Articles

Wealth Management “TRUST”

What is the elusive often misunderstood Trust. Wealth Management Topic

A trust is a contract that gives an individual or an institution—like U.S. Bank, for example—the authority to hold legal title to assets while managing them for the benefit of others. Trusts can help you ensure that your assets are distributed and managed according to your wishes. US BANK Rich Snippet

I would like to introduce you to Trusts and the history and also how they are used in Banking.

In the 12th century and middle ages of English Knights whom were about to go on crusade needed a safe place to keep their wealth and have it benefit someone else “IF” they were captured, tortured and placed into indentured servitude for the rest of their short lives. So wouldn’t make sense to have a place to have all your wealth act like a “Will” in a way? Of course. So they would go to the London Finance Center which is a little Banking Town inside of London the City and its sole purpose in this small finance town is to act as a separate entity to ensure personal Land, Assets, and wealth was taken care of and used in the correct manor under English Law. These stewards in Banking were often bound by law so nothing could ever separate the Beneficiary from the Assets.

The legal owner would hold the land for the benefit of the original owner, and would be compelled to convey it back to him when requested. The Crusader was the “beneficiary” and the acquaintance the “trustee”. The term “use of land” was coined, and in time developed into what we now know as a “trust”.

Click on Image For Wikipedia Page

The Beneficiary is the person who is entitled to the benefits and entitlements of the TRUST. Now with this said. Beneficiary’s do not “OWN” the TRUST. They are the Beneficiary of the Trust. Trustee’s are the legal stewards of the land or Assets. Often times Attorneys have their own Trusts being officers of the courts in United States.

Is a beneficiary an owner of a trust? In legal jargon, trust and will attorneys refer to Trust beneficiaries as the “equitable owners” of the Trust. Beneficiaries will receive money and other assets from the Trust either outright (meaning being paid all at once) or in smaller amounts over time, based on the provisions in the Trust document.

Thanks for reading, we hope you found this useful. Use the links if you would like to know more.

J.S.

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Business Articles

This is How Entrepreneurs Stay Safe When Investors Invest

If your a Entrepreneur you better believe you will be under the microscope financially when handling other People’s money. And this is how you stay safe and stay lawful in the process.

First you need to understand my tone when I am writing this Post. It’s serious fucking business. Admittedly I am known for not being a push over and being a little edgy at times. But someone must demand excellence from others. The Military was responsible for beating this into me. So if your sensibilities are chapped or offended? Maybe you should not read this article. And this article is NOT LEGAL ADVICE.

Many entrepreneurs do not stop to consider how their ignorance, and inflated ego is causing their own limited growth or certain failures. If you are pandering to the general public for social media likes. You are not fooling anyone. As a matter of fact you are alienating real business opportunities and real qualified investor opportunities.

Real business people in your community are always watching your every move. They know a fucking Fraud from a real struggling take no prisoners entrepreneur. There’s wealthy individuals, Investment Partners, and finance professionals in your community who are incredibly sophisticated financially. They know a real authentic Entrepreneur from a social media fraud.

Live by this advice. Be authentic, be incredibly generous and politely carry yourself with absolute class. Watch your movements and how you do business. Have some pride and help your community.

If your in the column of qualified or Accredited Investor from the SEC? And you would like to share your informed opinion with me how I am right or wrong in this Post? Im positive I would be open to it. Please Email me. 🙂

And if you have read previous posts from my Blog? It can not be stressed enough. How important recruiting a successful community leader and Mentor is! It’s so important you will be doing yourself a disservice if you do not recruit a mentor in your community.

Still most Entrepreneurs do not know what they are doing. So If you do not know what your doing? Recruit professionals who do know what they are doing. This post is meant to keep your professional reputation intact. And keep you safe from criminal investigations that may end with you locked up in a jail cell and labeled a fraud in the local Newspaper.

What you should not be doing?

The Following suggestion of mine, is what you should NOT be doing if your a Entrepreneur who is seeking fundraising for your new startup. If you want to be successful? The following strict bullet points are suggestions you should take to heart.

  • A. You should not be approaching wealthy community members with a idea that has no proof of concept.
  • B. You should not be selling yourself with the next FACEBOOK idea to the wealthy in your community.
  • C. You should not be accepting any checks or money from anyone in the community without a team of pro’s.

Under “NO CIRCUMSTANCES” do you ever fundraise in your community alone with just an idea. This will always end badly and if you ask me? Is tantamount to criminal fraud in the highest degree. You have no business taking money from anyone and managing funds in a business checking account if your a new fresh entrepreneur. Are we on the same page? GOOD!

If you are not humble and not reliant on Business Professionals? It’s likely you will end up on American Greed as a failed Entrepreneur and Criminal. So do everyone a favor. And do things the right way. And for “God’s Sakes…Don’t be a Instagram Playboy. That Screams Your A Fraud and Criminal. Your Welcome.”

What steps should you be taking as a Entrepreneur?

You should be interviewing Professionals in your community for the right “fit”!

Before we can advance, I need to drive home the importance of this step. This will provide you a few professionals you will need to recruit if you are starting a business. This formula will not fail you and using this formula will keep you safe legally. It will absolutely boost your community presence as someone to take seriously and will begin to create a positive buzz about your business venture. So please take my advice and use it. It pays massively overtime and will begin to make you a trusted community voice and leader.

The reason I lay this out here is because..Many people in your community will dismiss you as someone to take seriously. In todays environment of Bull Shit Social Media Posts and Online Con-Men and Con Women? If your not squared away with a team of Professionals. People will gossip about you. And will privately call you a Fraud and speak poorly about you. Until proven otherwise.

Read this article about a “Globe-Trotting Instagram Playboy Busted In $431 Million Credit Card Cyber Scam After FBI Raids His Dubai Mansion” “HushPuppi the Nigerian “FRAUD!”

This post is meant to give you the Entrepreneur real direction on how to fundraise and become a success. Their are literally so many criminals and frauds in the business entrepreneur environment and on social media. You will likely be judged as just another “CON MAN OR WOMAN” until people can clearly see your helping your community with a team of professionals in tow. So beware.

Recruit a Business Attorney

First step in your business entrepreneurship career is to interview and recruit general advisory legal counsel. Having a Business Attorney close to you will ensure two things. You stay out of legal hot water, and you will have an established advisor help you negotiate decisions in business. This alone will negate most of the problems you face in business. My personal Attorney is a Bad Ass. We have worked on a Inner City Mayoral Political Campaign in the past. He is Corporate Counsel and always available when I need him. And honestly speaking? Also available as a Team Mate when I visit and am invited to high class Cocktail Business Receptions with our City’s elite.

The benefits are 100% GOLD! Your counsel’s advice will help you along the journey. Keeping you safe from making stupid mistakes. And when it’s time to start accepting checks form Investors? He will know how to create Legal Documents to keep you safe from legal action or worse. Criminal Investigations.

Difficulty of this process?

Look everything has a downside. I am not saying call up your local Big Law Firm and try to recruit a $900 an hour corporate attorney you don’t already have a relationship with? Not what I am saying! Find a small Business Attorney in your City someone you already know who is a trusted Business Attorney or Someone you trust to introduce you to a Attorney. Telephone the Attorney and go to lunch. Be prepared and ask relevant questions. Look for the right fit for you. And establish a trust based Relationship moving forward. It’s too easy for you inexperienced name to be dragged through the MUDD by not having the right professionals around you. Capesche? Good!

Small Trusted Local Accounting Firm

Ok let’s say you have began your Entrepreneurial mission, you have been preparing the community for fundraising. Your next step is to begin searching and visiting small local “TRUSTED COMPETENT” Accounting Firms. Having a small trusted and competent accounting firm to handle all financial aspects of bookkeeping and payments is extremely vital and a cornerstone to your success as a Entrepreneur. If you will be handling any money from Investors? Your small accounting firm and your local general counsel need to be working with you and together. If you accept a investor check from anyone you need these 2 people at that table. Or at the bare minimum involved. A. Your General Counsel and Attorney and B. Your Local Competent and Trusted Accountants. I would also have the meeting at the Office of your Attorney or Accountant. This is my advice.

This will prevent you from having any problems moving forward. But if you want to play it safe and keep your reputation from being dragged through the mud? You must take this advice and use it. And for the record you should already have a business plan on the table before you accept a check from any investor. It’s just good business. Many entrepreneurs who do go the start up route? Do not understand that it’s foolhardy to sell a start up idea with no numbers or no proof of concept. If I were you? Don’t ever sell a Start up idea with just a piece of paper and a idea. Never approach investors with just a piece of paper and a idea.

YOU NEVER HANDLE FUNDS ALONE

Let’s say for instance your Business is on it’s way to being a start up. Since your startup business is it’s “OWN ENTITY”. The role of the Controllers? Controllers are the people inside the business with authority to approve or deny spending of funds for your business entity. You will need A. A Controller who’s integrity is professionally sound and someone that has previous experience. And B. You should in good conscience stay away from handling funds alone. Always have another signature and confirmation for spending funds or approvals. To play it safe? You should have at least 3 individuals who are responsible for the spending or denial of dispersing funds. And at any time 2 of these individuals should give permission for the business to spend any amounts of money over say….$500 dollars. This keeps you safe as a entrepreneur and will keep you legally out of trouble.

I would choose 2 Accountants as fellow Controllers of the Business checking account. This is the safe route. And will ensure your business is safe at the end of the day. I can not stress enough how important accountants are to your business. Because you will need to pay your Employees and need to file “TAXES”. So they are extremely important to your startup business.

Here is another reason I suggest having a trusted local Accounting Firm as partners in business? They will invite you to spend time with other Business owners. This begins to establish your trusted name in the business community. And if you ever need a referral to another business professional in your community? They are there to help.

In conclusion you likely are beginning to see how important it is to have professionals in your business career. If your going to be handling other peoples money in Business and as a Entrepreneur? It is mandatory you use this post as a rough blue print and direction you need to take to A. Stay Safe Legally from Criminal Probes, and B. Building your Professional Reputation as someone Trustworthy in your business community. Because all things considered to many Entrepreneurs I meet “HAVE NO CLUE HOW TO RUN A BUSINESS” or are “Financially Illiterate”. This will help start you on the right track and begin to help you move in the right direction as you stumble along as a Entrepreneur.

Thanks for Reading. Stay Tuned!

JS

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Business Articles

How to get a job in Private Equity?

If you have been planning to make the move into the Private Equity space, your probably wondering “How can you get a Job in Private Equity?” Right? Well this post is all for you!

I imagine many of you who visit this Post. Are currently working as an associate at a large New York Bank or Financial Institution? Or maybe your a broke college student that just finished earning your MBA and your wanting to get in the door for Private Equity? Great news for you. What I am about to share with you. Comes from experienced Private Equity Partners and Professionals who have been there and done that! So let me introduce you to a Youtube Channel I have been watching on this subject. It’s that good!

I need to introduce Mr. Peter Lynch. Who is Peter Lynch?

According to his website “A Simple Model”, Peter Lynch, is previously a founding member of the investment team at Hilltop Opportunity Partners (“HOP”), a merchant banking business launched by Dallas-based Hilltop Holdings Inc. (NYSE: HTH). Before joining HOP, I spent 8 years working for Argenta Partners, a private equity firm focused on control-only equity investments. From 1989 through 2016 Argenta achieved a cumulative annual internal rate of return for all invested limited partner funds of 27% net of GP carried interest and fees. Prior to that, I worked with the M&A team at Rabobank International in New York City, and with JPMorgan in Buenos Aires, Argentina and in Santiago, Chile. To prepare myself for the professional world I attended the University of Pennsylvania.

To drive home how important it is to get your foot in the door for Private Equity? I would highly suggest you watch this One on One interview between Peter and his friend Brett. Brett is a Partner of a Private Equity firm, finished his MBA at Columbia and has risen in the Partnership of his own private equity firm. Watch the video and take notes to gain an edge on “How to get a Job in Private Equity.”

In this video below you will learn a few things and “How to’s”

-Develop a network for getting in the Door.

-Follow Up on past opportunities while simultaneously developing a relationship.

-Fast tracking your way to succeeding in the Private Equity Space.

-What you need to commit to and how to make things happen for your interviews.

To learn more about Private Equity? Please visit Mr. Lynch’s Youtube Channel (CLICK HERE!)

Take it from the Private Equity Pro’s who have worked and risen in Private Equity. this. The video interview below is a must watch, if your wanting to learn “How to get a Job in Private Equity?”

I do hope you enjoyed this interview as much as I did. This entire interview was fantastic.

In conclusion please be sure to go check out Mr. Lynch’s website all about Private Equity “A Simple Model” I have to include the brilliant training Mr. Lynch offers and teach’s on his Website. Its a training website for Financial Professionals in Private Equity.

Thanks for coming by, I hope this brings you incredible insight and value like it did for me.

JS

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Business Articles

What are the 6 types of Assets?

If you are a Entrepreneur, Accountant, Tax Attorney, Businessman or Wealthy Individual you already likely know what the 6 Assets you should list on your Financial Statement? Great! But if you don’t know? Maybe this is an article you should read. Because I am going to dive in and share what these 6 Asset classes are?

The six asset classes you want to include on your personal Financial Statement is not only Real Estate property income. But it’s also other income streams like Stocks, Bonds, and definitely NOT your home. We will dive more into this later. You will want to stay tuned because I am preparing you to become a Financially Literate confident business player.

Ok So I appreciate you showing up and reading my Blog post, I do believe I am beginning to have a few heavy hitters from Wall Street read from JP Morgan. I appreciate you guys. 100% And I Thank you. So back to business here. What are the 6 types of Assets Accountants and Business Personalities list on their personal Financial Statement?

Let’s start with an activity as we dive deeper into this thought of what is the six Assets a business individual needs to list on their Financial Statement? And by the way when you finally have enough money and assets to fill out a Financial Statement that day when you see it take shape is liberating. Absolutely. If your just realizing one day that you Made a Million Dollars in one year? This video by Patrick Bet-David is for you. Watch It!

Ok let’s get back to Asset’s. What are the Six Assets types you should list on your Financial Statement?

  1. Bank Accounts

Bank Accounts mean your Personal Bank Accounts, not your Company Bank Accounts. It should go without saying that Commingling Bank Accounts with your Company’s money and Personal Money should never happen. I hope I don’t have to explain. It’s just bad for business. Capeche? Great Moving on.

2. Stocks

Do you have Stocks in the S&P or an Account with Charles Schwab or Edward Jones? Or even Robinhood? Then you will want to individually list each in Subsections on your Financial Statement. I hope your learning this is the Big Leagues.

3. Receivables

If your a business owner or you have personally loaned money out to your Community your going to want to list Receivables. To take this definition a bit further and be more politically correct with the Accountants who will read this. I grabbed this definition from a reputable source online. Receivables is the balance of money due to a firm for goods or services delivered or used but not yet paid for by customers. Accounts receivables are listed on the balance sheet as a current asset. (R) is any amount of money owed by customers for purchases made on credit.

4. Real Estate

Ok this one could be tricky for most who are out there and do not have an Accounting Background. But when your listing your Real Estate assets on your Financial Statement you need to list them correctly. What do I mean by this? We want you to list your Real Estate Assets in a selected manor. Meaning take the Fair Market Value of your Real Estate Asset and write this number down. Now make sure you do not include the sum of the Mortgage you still owe on the Asset or Property. Make Sense? Ok Good! Speaking of Real Estate I want you to go check out this Madman named Ben Mallah.

Ben Mallah’s Youtube channel all about Real Estate is surely to entertain you with how crazy it is. LOL Here is a video from his Channel. Between you and me, I have told Ben several times how much I appreciate his crazy Youtube channel and him as a Investor. He is a solid Big Loveable Bear! LOL Ben taught me personally about 1031 Exchanges and Deferred taxes. These topics will be a post all on it’s own.

And for our last 2 Asset type’s you should list on your Financial Statement? Drum Roll……!

5. BOND’s

It should go without saying you should list your Bond assets on your Financial Statement. After all it is a legitimate Investment Asset. What is the proper definition of a Bond? I grabbed this online and this should help with describing this asset class. Bonds are units of corporate debt issued by companies and securitized as tradeable assets. A bond is referred to as a fixed-income instrument since bonds traditionally paid a fixed interest rate (coupon) to debt holders.

If you need to brush up on the How the Bond Market Moves and Operates? Please be sure to check out my former post on the subject. Here!

6. Business Value

When sharing this Asset type on your Financial Statement you should consider that you want to share the (NET) Value of your Business. What you listed on your Tax returns. NOT what you think it’s worth. To many business owners I meet have a value that is unrealistic. And fail to consider thier EBITDA and other costs. It becomes a big mess in the end and certainly lead you down to having unrealistic expectations. Be honest and be straight about your Busienss Value. That’s the smart play.

What is the definition of Business Value? It is the standard value measure used in business valuation. A Partner with PWC shared with me today, business value is the entire value of the business; the total sum of all tangible and intangible elements. Examples of tangible elements include monetary assets, stockholder equity, fixtures, and utility.

In conclusion you should have picked up some good information from today’s Article and Post. Generally speaking if you look at the Cash flow, and asset patterns on your Financial statement and the Assets you list on this Accounting form you can see where your lacking and where you should add a little value of shore up weaknesses. Thank you so much for reading and IF you have any questions or Requests? Please email me at JamesonDocSharp@Gmail.com and please tell me if I am missing the mark or really making a difference? I love helping others in Business. In fact with so many people who did not help me and blew me off? I feel it’s my duty to be open to helping others.

Thanks everyone Take Care – Please Comment, Like, and Share. And I will catch you on the next artcle.

Bye Bye!

JS

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Bob Dole on Forbes Magazine
Business Articles

Today I was asked by Forbes to share a lesson from Senator Bob Dole R.I.P

Leadership Lessons For Corporate Executives

I would like to Thank #Forbes and writer,

Edward Segal for inviting me as Sr. Policy Advisor in the #Kansas House of Rep. Who knew the Good Senator Bob Dole as a Jr. Political personality.

And as a fellow Veteran, and Conservative from the Sunflower State of Kansas, I shared a #leadership lesson we all can take from the good Senator.

Excerpt from today’s article…..

March Forward

Jameson Sharp is a former senior policy advisor in the Kansas House of Representatives and now an investment group partner at Neptune Capital. He observed that, “Bob Dole’s heroism and leadership to serve his fellow Americans did not stop on the battlefield of World War II. It continued onto the Senate and onto when he ran for President of the United States.

“Every business executive in Corporate America could certainly take this single important leadership lesson and put it to work right away. And that lesson is to keep marching forward through the fear, uncertainty and the painful result of defeat. Because on the other side is what we call personal growth.”

For full article click link. HERE

Appreciate the opportunity and privilege.

JS

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Business Articles

Sidley & Austin Law Associates Taught Me About The Bond Market

I learned about the Bond Market Today and now I must share what the Bond market is and how the Bond Market operates. Questions that come up about the current Bond Markets? Is all this Cash Debt toxic? Will Interest rates be going up? How many Companies were Downgraded in 2020? Since this post will probably be very dry and boring to most who read about Wall Street? I might as well spice it up with a little flavor. LOL I must remember a Hilarious Jewish Comedian whom I literally Idolized as a young man and still love to this day. “Rodney “No Respect” Dangerfield” The king of one liners. LOL

Rodney Dangerfield was born Jacob Rodney Cohen in the Village of Babylon, in Suffolk County, Long Island, New York, on November 22, 1921. Here is a one liner from Mr. Dangerfield to get you in the mood of talking big Money and Big Debt in the Bond Market. “Sir. I talked to your wife today and I must share I really don’t like you.” Rodney respond’s “Good! Great!! Congratulations….I don’t like myself sometimes. You can keep her!!!” Cue the symbols background noise! LOL Oh, By the way! I would love to take this opportunity to share Happy Hanukkah with everyone on this last day of the celebration.

I must share it is really fantastic to have Sidley & Austin associates here on location. And especially for these Attorneys being my very own Professors or better yet personal tutors. Since I am apart of the fabric here now, I must share with them a little something I learned while serving in the Military. As a type of affection and camaraderie I developed incredibly creative nicknames for each professor. Interestingly I was assured anything I do will be used against me. All things considered. I am happy to report. I will be pushing my luck with these younger Associates.

Let’s get started. I assume most professional writers who are reading this will CRINGE!!! LOL But since this blog is written by a real business guy and not a Professional writer some trade offs must happen.

What is the Bond Market?

If I am being transparent most people have no idea what the Bond market is and also that it is shrouded in mystery. It really isn’t that complicated. The Bond market is comparatively like the Stock market but it’s for Corporate Fortune 500 Companies. Generally Wall Street has 2 markets. The Stock Market and the other side “The Bond Market”. Most fortune 500 Companies gain access to the Bond market and borrow Cash from this Market that is similar to the Stock Market. Individual investors Bonds in smaller amounts from Big Companies. And these individuals are issued interest payments called coupon’s. Currently the Bond Market has been estimated at a staggering and dangerous 11 trillion dollars in Debt. This debt all belongs to corporate America.

How the Bond Market Functions?

Experts all say the Corporate Bond market is hanging on by a thin string. The reason is likely that super low Interest rates left over from the 2008 Financial Crisis is likely the reason. Made it very easy for Companies to borrow cheap money. Experts also believe the next Economic Crisis and collapse could result from the Bond market itself. I guess we will hopefully avoid catastrophe. The Federal Reserve Chairman has publicly stated they do keep an eye on the Bond Markets activity.

What are the two Bond Types?

It is said that some of the most influential Fortune 500 Companies like Kraft Hienz, Ford, and Macy’s are already junk bond status and currently issuing IOU’s to Bond holders. Meaning they are having trouble paying. Junk Bond Status means they are the riskiest types of bonds. And that these Bond Issuers have failed in the past to pay their bond coupon holders. Meaning they have defaulted. Which really begs the simple question. “How long can Corporate America’s Junk Bond Defaulters continue to do this circle of using debt for the Companies Operations with no growth?

What are two types of Grades for Companies Issuing Bond’s

  • Investment Grade Bonds – These are the highest rated Bond Types
  • High Yield Bond’s – Are considered Bonds that have been downgraded because of past default. “JUNK BOND’S”

Please do watch Investing with Rose Youtube Channel. It’s fantastic. Here is a video that explains the Bond Market and Investing 101 Basics.

I would love for you to imagine we are standing on a plateau with a cliff lookind down into the Grand Canyon. This drop-off the cliff represents the fall a company from defaulting on their debt or coupon or interest payments they must make to bond holders. Once a company falls off the cliff. They are downgraded to Junk Bond high risk status. CNBC reports that right now there are literally hundreds of companies that are on the cliff of Default from the Markets low interest rates being downgraded to Higher Rates. When this happens all these Investment Grade Bonds will be forced off the cliff. And be downgraded to Junk Bond’s if they can not pay their Bond Holders payments. Once a company goes over the cliff they are in trouble. I hope that makes sense? Good.

There is a ton of pressure on Asset Managers to sell the Bonds which cross over to Junk Bonds and fall off the cliff.

Fallen Angels = Any company in the Bond Market that get’s downgraded by rating companies.

Will Interest rates be going up soon? If Interest rates do go up and they eventually will, the economy will turn worse than the Great Depression is what I keep hearing. I guess we will see.

It was reported that over 50 Large Fortune 500 Companies were downgraded to Junk Bond Status in 2020. That is really scary to think about.

Back to the Associates who helped me understand the Bond Market today.

Back to my substitute Bond Market Professors. There are 2 associates and one Partner from a very well known law firm in Chicago. Now on to the nicknames I have given them in an attempt to be humorous with these very serious personalities.

I would like to take this opportunity to Thank my new Professors. They are rockstar Transaction Attorneys from a very well known Transaction Services Law Firm Sidley & Austin. It’s honestly very generous of my good Friend who has arranged this education and experience being around these Attorneys.

I gave my new professors 3 Nicknames. Because in all honesty when you serve in small teams in the Military you become use to working as a team and along the way you will earn a nickname of some sort. That is the history of creating nicknames for people you work closely with.

The Big Partner of this Firm and has been the head honcho of this operation is Nicknamed “Professor Debt Collector” In all likely hood if your a company president and you receive a letter from this Partner? It’s likely your going to pay. So after hearing a few stories from this Law Firm Partner. I quickly assigned him this nickname.

Senior Associate Mr. X – is usually the lead on transactions for this Law Firm and is great about covering all his bases and researching who you are. LOL In the Holiday spirit of him not liking Holiday Decor or Christmas. We shall give this Professor the Moniker “Professor Grinch!” It seemed fitting. Since his Kids loved the idea. When asked if he agree’s with his new nickname “Professor Grinch” Snarled at me and commented…. “You do not have the right to give me such names”. Sharing a evil sinister laugh while walking away.

Then we have the Junior Associate Attorney & Professor who has been at my side this entire time. She is fantastically generous and could honestly make a Grumpy Bear laugh. So with this information she is able to explain the markets with precise accuracy and adding political scope. “Which I love by the way.” We gave her the Name of Madam Secretary. Which was fitting given her personality.

Thank you for reading this Post. I do recognize I will not ever be a professor. But at least I can bring a smile to someone who needs a little entertainment while reading about business which clearly can be boring.

Thank you again and Godspeed.
JS

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Business Articles

Monster Energy Drink Merger With Constellation Brands?

Thank you to Food Institutes Reporter and Journalist Marcy Krieter for including me as a source for the following article.

“What would a Monster – Constellation Merger Mean?”

Please feel free to read the entire Article Below.

What would a Monster-Constellation Merger Mean?

It seems more and more Business Journalists and Reporters/Writers are asking for my Expert Opinion as a Source. Business Mergers and Acquisitions, Investments and Analyzing the Markets future and current state is a interesting subject.

Thank you for the privilege to look over the Horizon in business and provide an Opinion of what comes next.

Godspeed

JS

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Business Articles

The Rule Of One Hundred

Robert Kyosaki “Rich Dad Poor Dad” best selling author teaches Entrepreneurs to look at 100 properties if your in Real Estate, or look at 100 Business’s if your in Private Equity before making a decision to buy. Why would I share expert advice from the ultra successful Investor Robert Kyosaki? Because I have used his advice and won! It’s that simple. Here is another reason I follow Roberts teachings and listen intently. Robert and myself are both USMC Veterans and trained Pilots, we literally have many things in common with each other like seeing the world through entrepreneur lenses. Not to mention a laundry list of other interests that intersect. His advice is 100% rock solid. This is why I listen to his advice and share his fantastic wisdom. Im going to share why this business rule and strategy could be useful for all areas of your life and how it has worked for me. And since I am naming Business Heavy Weights I personally watch. Do you know who Noah Kagan is? Look him up! I feel Noah would most likely agree a 100% with my post.

What is the 100 Rule?

Here’s the problem I see most of the time with Entrepreneurs. They expect results way to quickly and they have no strategy at all. Or they just have no patience and are quick to move on to the next project without really giving their best. However if you do decide to use this information in this blog post? It’s likely you may be impressed with the results. And this information may just change your entire life!

Many month’s ago I was driving my usual circuit of pit stops and making my way to the Plaza’s Barnes & Nobles Book store. While driving an interview video popped up of Noah Kagan the CEO of App SUMO & OK DORK and Ryan Holiday author of “Trust Me Im Lying” . If you don’t know who these fellow Entrepreneurs are? You should go watch some of their Content and Read Noah’s book. 100% They get it!! And we have similar experiences of knocking on thousands of doors and learning rejection is just apart of the process and will make you stronger. This is one thing I really love about Noah videos. He is transparent about his battles. I can relate to his experiences 100%

While Noah and Ryan were sitting at a Table on this video interview their conversation veered to a subject about the The One Hundred Rule. Your probably asking yourself What is the One Hundred rule? Im happy your thinking ahead. The One Hundred Rule is exactly this in it’s definition. Say your writing a Blog or starting a Youtube Channel or even Selling a product you made to the open market. The One Hundred rule makes it clear that in order to know if your Blog, Youtube Channel, or Product is worth pursuing and not quitting? You must write One Hundred Blog Posts, create One Hundred Youtube Videos or even Pitch the product you made to One Hundred Executives before deciding if this was worth your time to keep going? Or to quit. This same rule can be applied to Finance, M&A, and especially Business Strategy!!

The One Hundred Rule Used By Warren Buffett and Charlie Munger

If you watch Warren Buffett and Charlie Munger’s videos from the Berkshire Hathaway Annual Meetings Q&A sessions. You will hear in their answers how Warren and Charlie have both referred to looking at One Hundred Businesses before deciding which business they would like to invest in and take a official position. There must be only one explanation. They use the One Hundred Rule. I have even heard Warren Buffett refer to reading a Hundred different Annual reports in order to begin his deliberation on which company to invest in when the market was bearish. Fascinating stuff right? Yep!

How Im Using the One Hundred Rule in Mergers & Acquisitions?

If your in the Big leagues of Business your definitely not ever going to just rush into a decision of buying a business. It’s been my experience that many people will openly lie to you. They will waste your time, and they will try and deceive you along the way for their own gain. Here’s a great example. While searching for Vineyards in the Midwest as Targets to buy it became very clear very fast almost all the vineyards in the midwest are small family run farms with a very small section of vineyards on these remote country estates. They do have make great small income streams from their cash flow.

The revenue streams from these Vineyards and Wine tasting businesses relies heavily on traffic from the city’s. They rely on this traffic so they are able to stay in business. And then Corona Virus hit! That basically destroyed this cottage industry literally overnight. And many of these country vineyards and estates were put on the market by online Business and Real Estate Brokers. I had inquired about a few of these vineyards or estate’s because I could see these vineyards repurposed for maximum returns on investment. But almost every Broker I spoke with wanted to highlight the Vineyards history of profit. And market these real estate properties as turn key businesses. I don’t know about you. But investing in a business that relies on a market that has gone bust is not a attractive investment opportunity. LOL I did not buy an estate vineyard. Because I looked at One hundred Wine and Beverage opportunities. That decision and using this strategy saved me from making a bad decision.

How the One Hundred Rule is shaping my Business & Finance Blog?

As this blog continues to grow and continues to introduce new Business Strategies in Entrepreneurship, Finance, Business Strategies and more. We see I am using the One Hundred Rule to evaluate the optimal direction I as the writer and content producer should travel. The input and support this blog is receiving from the Business community is truly a blessing and humbling at the same time. Especially considering I am not a professional writer.

So at the end of the day if you want to test an idea, a business strategy or an idea in your personal and professional life? I would recommend to try using the One Hundred Rule when deciding if something is worth pursuing or not. It gives you metrics, it gives you data and results to look on and ask yourself? This is interesting or it isn’t interesting. Should you put more time into this idea or shouldn’t you? Because realistically at the end of the day If you have followed this rule and pushed through the roadblocks and challenges. I feel your likely to agree you accomplished something amazing and surprised yourself. All because you took the time to use this fantastic little rule. Thank you for reading and thank you for your thoughts and comments below.

Do you agree using the One Hundred rule give you an advantage when most people in our society are likely to quit when they don’t see results after attempting a task or goal once or twice? Let me know.

Godspeed

JS

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